Credit & Business Funding

Stronger Credit.
Better Preparation.More Possibilities.

Whether you're working on your personal credit, establishing your business credit profile, or preparing to pursue business funding, Posh Loft Financial helps you understand your next steps and move forward with a clear plan.

These services are part of the same work we do all year: strengthening the financial foundation underneath your return, your books, and your business. Every engagement begins with an assessment, a written plan, and expectations we can both stand behind.

Personal Credit Repair

Individuals with reporting errors, unverifiable accounts, or credit questions they want answered properly.

  • Report review
  • Dispute preparation where a basis exists
  • Correspondence tracking
  • Credit education

Pricing shared after your assessment

Business Credit Building

Business owners establishing a credit profile and aligning their information and documentation.

  • Business information review
  • Documentation readiness
  • Vendor and account considerations
  • Step-by-step action plan

Pricing shared after your assessment

Funding Preparation

Businesses preparing to pursue financing and needing organized records and a clear application package.

  • Funding goals review
  • Document readiness assessment
  • Financial profile review
  • Options education

Pricing shared after your assessment

Featured package

Business Credit + Funding Readiness Package

Owners who want the business credit foundation and the funding preparation work done together, in order.

  • Business credit foundation review
  • Business profile and documentation checklist
  • Business credit education and action plan
  • Funding readiness assessment
  • Financial document organization
  • Application preparation checklist
  • Progress review and next-step recommendations

Pricing shared after your assessment

Reviewed, not assumed

We read what your reports and records actually say, and show you what we found.

A written plan

Every engagement produces a sequence you can follow — with owners, dates, and documents.

Expectations we can stand behind

No guarantees we cannot keep, and no sensitive documents in email.

Featured package

Business Credit + Funding Readiness Package

Owners who want the business credit foundation and the funding preparation work done together, in order.

Pricing shared after your assessment · Duration confirmed in the assessment

Request Service Details

Included

  • Business credit foundation review
  • Business profile and documentation checklist
  • Business credit education and action plan
  • Funding readiness assessment
  • Financial document organization
  • Application preparation checklist
  • Progress review and next-step recommendations

Not included

  • Personal credit repair (separately scoped, with its own disclosures and agreement)
  • Lending, brokering, or approval guarantees

Personal credit repair is always scoped separately, with its own disclosures, agreement, and timeline.

Compare

WHICH ONE IS YOURS?

Four paths, one standard of preparation. Personal credit repair is always scoped separately, with its own disclosures and agreement — the bundled package covers business credit and funding readiness only.

Personal Credit Repair

Individuals with reporting errors, unverifiable accounts, or credit questions they want answered properly.

  • Report review
  • Dispute preparation where a basis exists
  • Correspondence tracking
  • Credit education
  • Individualized action plan
Request Service DetailsDuration confirmed in the assessment
Request Service Details

Business Credit Building

Business owners establishing a credit profile and aligning their information and documentation.

  • Business information review
  • Documentation readiness
  • Vendor and account considerations
  • Step-by-step action plan
  • Progress review
Request Service DetailsDuration confirmed in the assessment
Request Service Details

Funding Preparation

Businesses preparing to pursue financing and needing organized records and a clear application package.

  • Funding goals review
  • Document readiness assessment
  • Financial profile review
  • Options education
  • Application preparation checklist
Request Service DetailsDuration confirmed in the assessment
Request Service Details

Business Credit + Funding Readiness Package

Featured

Owners who want the business credit foundation and the funding preparation work done together, in order.

  • Business credit foundation review
  • Business profile and documentation checklist
  • Business credit education and action plan
  • Funding readiness assessment
  • Financial document organization
  • Application preparation checklist
  • Progress review and next-step recommendations
Request Service DetailsDuration confirmed in the assessment
Request Service Details

What these services are — and are not

  • Credit and funding preparation services do not guarantee deletions, score increases, approvals, or specific funding amounts.
  • An assessment request is not a credit application, a funding application, or an approval, and does not authorize a credit pull.
  • Accurate, current negative information cannot be removed simply because it is unfavorable. Consumers may dispute credit-report errors themselves at no cost.

We are not a lender, licensed broker, or credit bureau. Funding decisions, rates, terms, and eligibility are determined by the financing provider.

START WITH AN ASSESSMENT.

A short, plain-language form — no Social Security numbers, no account numbers, no credit pull. We confirm availability for your state and follow up with a written plan.